HOW DO I PURCHASE MOTOR INSURANCE ?

You will first need to decide on what form of insurance that you need - comprehensive or third party (refer below for the difference between the two). You will then need to have the following information:

• Vehicle Sum insured (based on the market value of your car).
• No Claims Discount entitlement (you may get this from your previous insurer; the new NCD amount will also be printed in the renewal notice or check with us how to obtain the information).
• Vehicle information (registration number, engine & chassis numbers, cubic capacity).
• Number of additional drivers (it is advisable to name those drivers who will also be driving your vehicle, even if it is only occasionally, as you will avoid a compulsory RM 400 excess in the event of a claim. There is a surcharge of RM 10 for each driver in addition to you and the first named driver).
• Additional coverage required (it is advisable to obtain at least windscreen and flood coverage. It is compulsory to obtain Legal Liability to Passengers cover if you are driving to Singapore).

Please note that this tips only applicable for auto insurance purchase in Malaysia only.